Signature Group | Lower Mortgage
Skip to content

Signature Group

...where every deal is by design

At The Signature Group, powered by Lower, we believe mortgage lending is more than a transaction—its a strategy. Built on decades of experience and a shared commitment to excellence, our team brings over 80+ years of combined industry expertise to every client and partner we serve. From first-time buyers to seasoned investors and complex financial scenarios, we specialize in guiding clients through the loan process with clarity, confidence, and precision. What truly sets us apart is our approach. We dont simply originate loans—we design solutions. In todays market, many borrowers dont fit inside a traditional lending box. Whether its self-employed income, investment properties, credit challenges, or unique financial structures, our team is equipped to navigate complexity and create a path forward. We focus on the full financial picture, structuring each loan with intention to ensure not just approval—but long-term success.

Signature Group

Address

203 FM 161 Business South Unit 1 Hughes Springs, TX 75656

Phone

(469) 865-4948

Email

nbickham@lower.com

About Signature Group

Our strength lies in our collaboration.   From origination to processing, every file is supported by a cohesive team that works seamlessly behind the scenes. This allows us to anticipate challenges, communicate proactively, and deliver a smooth, efficient experience from application to closing.   For our referral partners, we are more than a lender—we are a resource.   We help agents close more deals, protect their time, and serve their clients at a higher level by providing solutions when others cannot. The deals that dont qualify are often the ones where we make the greatest impact.   At The Signature Group, every loan is handled with purpose, every client is treated with care, and every solution is intentionally designed.

Signature Group

How can we help?

Buy a home

Get financing to buy the house you've always wanted.

Apply Now
Beautiful home interior of a recently refinanced home.

Refinance

Change your rate or your term. Let's figure out what's best for you.

Apply Now

Access Equity

Take cash out or get a HELOC to pay for whatever you need.

Apply Now

What Others are Saying

Great people to do business with!!

I'm so grateful to have met Hailey. From the minute I talked to her I felt positive vibes. Hailey helped me through the process of getting my home. It was such a a joy working with her through my process of buying my home from start to the final process. Forever grateful. Thanks Hailey.

Nikkie is a perfect source for refinancing your mortgage. She is friendly, knowledgeable and will go the extra mile to help you reach your goals.

Find Your Ideal Payment

Mortgage Calculator

Your Estimated Monthly Payment
(Principal & Interest Only)

$1,814.04

Purchase Price
$
350,000
Down Payment
18
%
Interest Rate
6.5
%
Select Your Loan Term:
*Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Rates are principal and interest only and do not include taxes, insurance or homeowners dues. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.