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About John

With a commitment to helping clients achieve their financial goals, I serve as a **Senior Loan Officer at Lower**, guiding individuals and families through the mortgage process with personalized solutions. Based in Fairfax, Virginia, I am dedicated to making homeownership accessible and stress-free. Whether youre a first-time homebuyer or looking to refinance, I provide tailored advice to meet your unique needs. My approach emphasizes clear communication, integrity, and a seamless experience from application to closing. Lets work together to turn your homeownership dreams into reality.

I am licensed in: VA, DC

How much house
can I afford?

Fine-tune your payment based on interest, rates, term, and down payment.

Est. Monthly Payment
(P&I, Taxes & Insurance)

$1,814.04
Loan Term

Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.

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