Josh McKenzie
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Josh
I love using my experience and formal education to help clients save time and money on their home loans. I service the entire Pacific Northwest- Washington, Idaho, and Oregon- with my office being located at the heart of the Tri-Cities, Washington, area, which consists of Richland, Kennewick, and Pasco, WA. My goal is always to educate clients and provide a smooth mortgage experience from application to loan closing. In my spare time, you can find me rooting for my twin boys at their various sporting and extra-curricular events, wine tasting or enjoying Tri-Cities fine dining, and spending time with our church family.
I am licensed in: CA, ID, NV, OR, WA
He was very open and honest about our options and made our dreams a reality by helping us in this process. Answered every question very quickly(trust there was a lot haha) and was always very friendly and polite. Kept us informed and responsible every step of the way and was understanding that this was a first time experience for us. 10/10 would recommend
Genova M.
Verified Customer
July 15, 2026
Josh takes his time to explain things very clearly, is responsive , knowledgeable, and trustworthy .
Jennifer T.
Verified Customer
June 8, 2026
Exceptional!
Ryan P.
Verified Customer
May 27, 2026
Josh always works hard for his clients and helps you understand the loan process .
Emily A.
Verified Customer
April 19, 2026
Josh made the experience great by being responsive, professional, and easy to work with throughout the process. He kept me informed, answered my questions clearly, and made everything feel much less stressful. I appreciated how helpful and knowledgeable he was from start to finish. Overall, the communication and support really stood out, and it made the whole process go smoothly.
Monica G.
Verified Customer
March 23, 2026
As a first-time buyer, I truly appreciated how Josh explained every step of the process. He offered helpful advice, answered all of my questions, and was incredibly patient and knowledgeable throughout. I felt supported from start to finish. Definitely recommend, 10/10!
Adrianna C.
Verified Customer
February 27, 2026
Josh was great to work with.
Jeffrey L.
Verified Customer
February 20, 2026
Mr. McKenzie with Lower Mortgage Rates as extremely knowledgeable and professional during the home financing process. He was beyond helpful and expeditious, as well as extremely personable. He provides a common sense logic in the arena of navigating the mortgage/products and was current on the market trends with regards to interest rates and those affected areas. He kept me up to date on the process and walked me through from start to finish. I would highly recommend Mr. McKenzie to anyone looking to finance a home or property.! I Benson
Ian B.
Verified Customer
January 26, 2026