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Josh McKenzie - VP of Lending | Lower Mortgage
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Josh

Josh McKenzie

VP of Lending

|

NMLS ID# 1132885

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About Josh

I love using my experience and formal education to help clients save time and money on their home loans. I service the entire Pacific Northwest- Washington, Idaho, and Oregon- with my office being located at the heart of the Tri-Cities, Washington, area, which consists of Richland, Kennewick, and Pasco, WA. My goal is always to educate clients and provide a smooth mortgage experience from application to loan closing. In my spare time, you can find me rooting for my twin boys at their various sporting and extra-curricular events, wine tasting or enjoying Tri-Cities' fine dining, and spending time with our church family.

I am licensed in: CA, ID, NV, OR, WA

What Others are Saying

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Josh was professional, knowledgeable, & prompt! Using Josh as our lender, we were given in depth education so that we could find the best lending option for our family's needs. If you're looking to buy your first home or your next home, I would definitely recommend using Josh! - Cierra S.

We just worked with Josh on the purchase of our home. I would recommend him to anyone needing a lender. Josh is very easy to work with and explained everything in detail when we had questions. He is very responsive and always answered his calls/texts/emails very quickly. Josh is great at what he does and very trustworthy. He's the best of the best and I would recommend him to anyone! - Anne S.

Josh was recommended to me by a friend less than a year ago. As someone who regularly buys and sales houses it was clear from the start Josh knows his business. When I ask him questions like how long will an interest rate buy down pay itself back he replies with a specific answer immediately. This is the difference between a loan salesman and a loan expert. Thank you Josh on both of the home loans you have done for me this year. - Andrew S.

Find Your Ideal Payment

Mortgage Calculator

Your Estimated Monthly Payment
(Principal & Interest Only)

$1,814.04

Purchase Price
$
350,000
Down Payment
18
%
Interest Rate
6.5
%
Select Your Loan Term:
*Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Rates are principal and interest only and do not include taxes, insurance or homeowners dues. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.