Skip to content

License Information

Conducts business as “Lower.com,LLC” in Kentucky, Oklahoma, and Washington in lieu of Lower, LLC. Conducts business as “Lowerdotcom,LLC” in Montana in lieu of Lower, LLC.


License # License State Agency Phone Website
21781 Alabama Consumer Credit License State Banking Department 334-242-3452 banking.alabama.gov
AK1124061 Alaska Mortgage Broker/Lender License Division of Banking & Securities 907-465-2521 commerce.alaska.gov
1000936 Arizona Mortgage Banker License Department of Financial Institutions 602-771-2800 difi.az.gov
1001610 Arizona Mortgage Banker License - Other Trade Name #1 Department of Financial Institutions 602-771-2800 difi.az.gov
115926 Arkansas Combination Mortgage Banker-Broker-Servicer License Arkansas Securities Department 800-981-4429 securities.arkansas.gov
60DBO-32973 California - DFPI Financing Law License Dept. of Fin. Protection and Innovation (DFPI) 866-ASK-CORP dfpi.ca.gov
  Colorado Mortgage Company Registration Dept. of Regulatory Agencies 303-894-2166 apps2.colorado.gov
ML-1124061 Connecticut Mortgage Lender License Department of Banking 800-831-7225 portal.ct.gov
17812 Delaware Lender License Office of the State Bank Commissioner 302-739-4235 banking.delaware.gov
MLB1124061 District of Columbia Mortgage Dual Authority License Dept. of Ins., Sec. and Banking Bureau 202-727-8000 disb.dc.gov
MLD1040 Florida Mortgage Lender License Office of Financial Regulation 850-410-9895 flofr.gov
MLD1436 Florida Mortgage Lender Servicer License Office of Financial Regulation 850-410-9895 flofr.gov
40605 Georgia Mortgage Lender License/Registration Dept. of Banking and Finance 770-986-1633 dbf.georgia.gov
MBL-2081124061 Idaho Mortgage Broker/Lender License Department of Finance 208-332-8000 finance.idaho.gov
MB.6761019 Illinois Residential Mortgage License Dept. of Fin. and Prof. Regulation 800-532-8785 idfpr.illinois.gov
23274 Indiana-DFI Mortgage Lending License Dept. of Financial Institutions 317-232-3955 in.gov
2018-0175 Iowa Mortgage Banker License Iowa Division of Banking 515-281-4014 idob.state.ia.us
2019-0019 Iowa Mortgage Banker License - Other Trade Name #2 Iowa Division of Banking 515-281-4014 idob.state.ia.us
2020-0005 Iowa Mortgage Banker License - Other Trade Name #3 Iowa Division of Banking 515-281-4014 idob.state.ia.us
MC.0025541 Kansas Mortgage Company License Office of the State Bank Commissioner 785-296-2266 osbckansas.org
MC327236 Kentucky Mortgage Company License Dept. of Financial Institutions 800-223-2579 kfi.ky.gov
  Louisiana Residential Mortgage Lending License Office of Financial Institutions — Non-Depository 225-925-4660 ofi.la.gov
1124061 Maine Supervised Lender License Bureau of Consumer Credit Protection 207-624-8527 maine.gov
1124061 Maryland Mortgage Lender License Office of the Commissioner of Financial Regulation 888-784-0136 dllr.state.md.us
MC1124061 Massachusetts Mortgage Broker License Division of Banks 617-956-1500 mass.gov
MC1124061 Massachusetts Mortgage Broker License Other Trade Name #1 Division of Banks 617-956-1500 mass.gov
MC1124061 Massachusetts Mortgage Lender License Division of Banks 617-956-1500 mass.gov
MC1124061 Massachusetts Mortgage Lender License Other Trade Name #1 Division of Banks 617-956-1500 mass.gov
LS1124061 Massachusetts Third Party Loan Servicer Registration Division of Banks 617-956-1500 mass.gov
FR0021402 Michigan 1st Mortgage Broker/Lender/Servicer Registrant Department of Insurance and Financial Services 877-999-6442 michigan.gov
SR0021403 Michigan 2nd Mortgage Broker/Lender/Servicer Registrant Department of Insurance and Financial Services 877-999-6442 michigan.gov
MN-MO-1124061 Minnesota Residential Mortgage Originator License Department of Commerce 651-539-1600 mn.gov
MN-MO-1124061.1 Minnesota Residential Mortgage Originator License Other Trade Name #1 Department of Commerce 651-539-1600 mn.gov
1124061 Mississippi Mortgage Lender License Dept. of Banking and Consumer Finance 800-844-2499 dbcf.ms.gov
19-2440 Missouri Company License Division of Finance 573-751-3242 finance.mo.gov
1124061 Montana Mortgage Broker License Division of Banking and Financial Institutions 406-841-2920 banking.mt.gov
1124061 Montana Mortgage Lender License Division of Banking and Financial Institutions 406-841-2920 banking.mt.gov
1124061 Montana Mortgage Servicer License Division of Banking and Financial Institutions 406-841-2920 banking.mt.gov
  Nebraska Mortgage Banker License Department of Banking and Finance 402-471-2171 ndbf.nebraska.gov
  Nebraska Mortgage Banker License - Other Trade Name #3 Department of Banking and Finance 402-471-2171 ndbf.nebraska.gov
  Nebraska Mortgage Banker License - Other Trade Name #4 Department of Banking and Finance 402-471-2171 ndbf.nebraska.gov
5477 Nevada Mortgage Company License Division of Mortgage Lending 775-684-7060 mld.nv.gov
23544-MB New Hampshire Mortgage Banker License Banking Department 603-271-3561 nh.gov
  New Jersey RMLA-Licensed Mortgage Servicer Registration Dept. of Banking and Insurance 609-292-7272 state.nj.us
  New Jersey Residential Mortgage Lender License Dept. of Banking and Insurance 609-292-7272 state.nj.us
  New Mexico Mortgage Loan Company License Financial Institutions Division 505-476-4500 rld.state.nm.us
L-159832 North Carolina Mortgage Lender License Commissioner of Banks 919-733-3016 nccob.nc.gov
RM-284 North Carolina Reverse Mortgage Lender License Commissioner of Banks 919-733-3016 nccob.nc.gov
MB103565 North Dakota Money Broker License Dept. of Financial Institutions - Consumer Division 701-328-9933 nd.gov
ML104525 North Dakota Residential Mortgage Lender Dept. of Financial Institutions - Consumer Division 701-328-9933 nd.gov
MS104872 North Dakota Residential Mortgage Loan Servicer Dept. of Financial Institutions - Consumer Division 701-328-9933 nd.gov
RM.804155.000 Ohio Residential Mortgage Lending Act Certificate of Registration Division of Financial Institutions 614-728-8400 com.ohio.gov
LNR16728 Oklahoma Lender Name Registration Other Trade Name #3 Department of Consumer Credit Licensing 405-521-3653 ok.gov
ML012073 Oklahoma Mortgage Lender License Department of Consumer Credit Licensing 405-521-3653 ok.gov
ML012105 Oklahoma Mortgage Lender License - Other Trade Name #1 Department of Consumer Credit Licensing 405-521-3653 ok.gov
ML014289 Oklahoma Mortgage Lender License - Other Trade Name #2 Department of Consumer Credit Licensing 405-521-3653 ok.gov
ML-5722 Oregon Mortgage Lending License Division of Financial Regulation 866-814-9710 dfr.oregon.gov
MS-175 Oregon Mortgage Servicer License Division of Financial Regulation 866-814-9710 dfr.oregon.gov
44758 Pennsylvania Mortgage Lender License Dept. of Banking and Securities 717-787-2665 pa.gov
68865 Pennsylvania Mortgage Servicer License Dept. of Banking and Securities 717-787-2665 pa.gov
20234687LL Rhode Island Lender License Department of Business Regulation 401-462-9503 dbr.ri.gov
20234688LB Rhode Island Loan Broker License Department of Business Regulation 401-462-9503 dbr.ri.gov
MLS - 1124061 South Carolina-BFI Mortgage Lender / Servicer License Board of Financial Institutions 803-734-2020 consumerfinance.sc.gov
MLS - 1124061 OTN #1 South Carolina-BFI Mortgage Lender/Servicer License - Other Trade Name #1 Board of Financial Institutions 803-734-2020 consumerfinance.sc.gov
MLS - 1124061 OTN #2 South Carolina-BFI Mortgage Lender/Servicer License - Other Trade Name #2 Board of Financial Institutions 803-734-2020 consumerfinance.sc.gov
MLS - 1124061 South Carolina-BFI Mortgage Lender/Servicer License - Other Trade Name #3 Board of Financial Institutions 803-734-2020 consumerfinance.sc.gov
MLS - 1124061 OTN #4 South Carolina-BFI Mortgage Lender/Servicer License - Other Trade Name #4 Board of Financial Institutions 803-734-2020 consumerfinance.sc.gov
MLS - 1124061 OTN #5 South Carolina-BFI Mortgage Lender/Servicer License - Other Trade Name #5 Board of Financial Institutions 803-734-2020 consumerfinance.sc.gov
#1124061.ML South Dakota Mortgage Lender License South Dakota Dept. of Labor and Regulation 605-773-3421 dlr.sd.gov
123131 Tennessee Mortgage License Dept. of Financial Institutions 615-741-2236 tn.gov
  Texas - SML Mortgage Banker Registration Dept. of Savings and Mortgage Lending 877-276-5550 sml.texas.gov
  Utah-DFI Consumer Credit Notification Department of Financial Institutions 801-538-8834 dfi.utah.gov
1124061 Utah-DFI Residential First Mortgage Notification Department of Financial Institutions 801-538-8834 realestate.utah.gov
11125241 Utah-DRE Mortgage Entity License Division of Real Estate 801-530-6747 realestate.utah.gov
11451660 Utah-DRE Mortgage Entity License - Other Trade Name #1 Division of Real Estate 801-530-6747 realestate.utah.gov
MC-5805 Virginia Broker License Bureau of Financial Institutions 804-371-9657 scc.virginia.gov
MC-5805 Virginia Lender License Bureau of Financial Institutions 804-371-9657 scc.virginia.gov
CL-1124061 Washington Consumer Loan Company License Division of Consumer Services 360-902-8703 dfi.wa.gov
MB-1124061 West Virginia Mortgage Broker License Division of Financial Institutions 304-558-2294 dfi.wv.gov
ML-33376 West Virginia Mortgage Lender License Division of Financial Institutions 304-558-2294 dfi.wv.gov
1124061BA Wisconsin Mortgage Banker License Department of Financial Institutions 608-261-7578 dfi.wi.gov
1124061BR Wisconsin Mortgage Broker License Department of Financial Institutions 608-261-7578 dfi.wi.gov
CL-4656 Wyoming Consumer Lender License Wyoming Division of Banking 307-777-7797 wyomingbankingdivision.wyo.gov
4678 Wyoming Mortgage Lender/Broker License Wyoming Division of Banking 307-777-7797 wyomingbankingdivision.wyo.gov