Chris Kirkpatrick
VP of Lending
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NMLS ID# 895044
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Chris
Buying a home or refinancing your mortgage is a big financial decision, but getting the right advice shouldn’t be complicated! I’ve built my career around a simple philosophy: give clients straightforward answers, communicate constantly, and find the mortgage solution that truly makes sense for their goals. Every borrower’s situation is different. Whether you’re purchasing your first home, refinancing to improve your financial position, using your home equity, or dealing with a more complicated lending scenario, my job is to help you understand your options and confidently decide what comes next. I believe a great Loan Officer should do more than quote a rate; they should explain the numbers, anticipate problems, answer the phone, and advocate for their client from the first conversation through closing! That approach has helped me earn raving reviews from tons of families. Clients have trusted me with everything from their first mortgage to repeat transactions years later, and that repeat business is something I’m incredibly proud of. Mortgage lending can feel overwhelming when you’re trying to sort through rates, payments, equity, closing costs, and different loan programs on your own. You don’t have to figure it out alone! Give me a call or take a few minutes to complete an application. There’s no substitute for looking at your actual situation, understanding what you want to accomplish, and putting together a strategy built around you.
I am licensed in: CA, FL, IL, KS, NC, OH, SC, TN, TX, VA, WI, AZ
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.