Skip to content
Jake

Jake Baynes

Loan Officer

|

NMLS ID# 2677582

Contact
Mobile: (443) 540-6223
Monday: 9am – 5pm
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm

About Jake

As a Loan Advisor at Lower, I help make the mortgage process clear, simple, and personalized. Whether you are buying your first home, purchasing your next one, refinancing, or exploring your home equity options, I will help you understand your choices and find a financing strategy that fits your goals. I take pride in being responsive, providing straightforward guidance, and supporting my clients from application through closing.

I am licensed in: AL, AZ, CA, CO, FL, GA, IL, KS, MD, MA, MI, MN, NV, NJ, NC, OH, TN, TX, VA

How much house
can I afford?

Fine-tune your payment based on interest, rates, term, and down payment.

Est. Monthly Payment
(P&I, Taxes & Insurance)

$1,814.04
Loan Term

Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.

Clear
Selection