About Joe

As a Senior Loan Officer with Lower, I help homebuyers and homeowners find mortgage solutions that fit their goals, finances, and timeline. I’m committed to making the mortgage process simple, transparent, and stress-free, from application to closing. I offer a variety of financing solutions, including Conventional, FHA, VA, USDA, Jumbo, Non-QM, investment, second-home, refinance, and a wide range of down-payment assistance options. Whether youre buying your first home, upgrading, refinancing, or investing in real estate, I’ll help you understand your options and find a financing strategy that makes sense for you!

I am licensed in: AL, AZ, AK, CA, CO, DC, FL, GA, ME, MD, MA, MS, NV, NJ, OH, TN, TX, VA, WA, WI