Josh Morris
VP of Lending
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NMLS ID# 1993042
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Josh
I am a VP of Lending at Lower Mortgage. I specialize in assisting first time home buyers and I strive to make the home-buying process as enjoyable, painless, and simple as possible. Lower Mortgage is a private mortgage lender that originates, underwrites, and funds its own loans. How we separate ourselves is by providing the best home lending products on the market: FHA, VA, Conventional, Cash-Out Refinances, and a variety of Home Equity options.
I am licensed in: CA, CT, FL, GA, IL, IN, KY, MD, MN, NJ, NC, OH, PA, TN, UT, VA, WA
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.