About Matthew

As an Executive Loan Originator with Lower, I help homebuyers, homeowners, and real estate investors find mortgage solutions that fit their goals, finances, and individual circumstances. Whether you’re buying your first home, moving into your next one, refinancing an existing mortgage, purchasing an investment property, or navigating a more complicated financial situation, my goal is to make the mortgage process clear, efficient, and tailored to you. With more than a decade of mortgage lending experience, I’ve worked with borrowers across a wide range of financial profiles, property types, and loan scenarios. No two borrowers are exactly alike, and I don’t believe mortgage lending should be treated as a one-size-fits-all process. I take the time to understand the full picture, explain the available options, and help each client choose a financing strategy that makes sense for both their immediate needs and their longer-term goals. I can assist with a broad range of mortgage programs and financing needs, including conventional loans, FHA loans, VA loans, first-time homebuyer financing, jumbo loans, investment property financing, refinancing, cash-out refinancing, Home Equity Lines of Credit, Home Equity Loans, and other specialized mortgage solutions. For homeowners looking to access the equity they’ve built, certain home equity options may be able to close in as little as five days. From straightforward purchases to situations involving unique income, credit, property, or financial circumstances, I bring the same focus to every loan: find the right path, communicate clearly, and keep the process moving. A mortgage is one of the largest financial decisions most people will make, and you deserve more than a rate quote and an application link. You deserve someone who understands the details, answers the phone, anticipates problems, and stays engaged from the first conversation through closing. If you’re considering buying, refinancing, investing, accessing your home equity, or simply want to understand what mortgage options may be available to you, give me a call or start an application today. I’d be happy to help you figure out the best next step.

I am licensed in: AL, AR, CA, CO, CT, DC, DE, FL, GA, IL, IN, KS, KY, LA, MD, MA, MI, MN, MO, NJ, NC, OH, OR, PA, SC, TN, TX, UT, VA, WI