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Nico

Nico Thomas

Executive Loan Officer

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NMLS ID# 2750243

Contact
Mobile: (614) 551-7821
Monday: 9am – 5pm
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm

About Nico

As an Executive Loan Officer with Lower Mortgage, I’m passionate about helping my clients put themselves in the best position to achieve their financial goals through homeownership. Whether you’re purchasing a home, refinancing, accessing your home equity, my goal is to provide personalized guidance and creative financing solutions tailored to your unique needs. I specialize in Conventional, FHA, VA, and home equity loans, and I’m committed to making the mortgage process simple, transparent, and stress-free. Every client’s situation is different, and I take the time to understand your goals and help you make confident decisions every step of the way. I look forward to helping you make the most of your home and taking the next step toward your financial goals.

I am licensed in: AK, AZ, CA, CT, FL, GA, ID, KY, MD, MS, NJ, NC, OH, PA, SC, TX, VA

How much house
can I afford?

Fine-tune your payment based on interest, rates, term, and down payment.

Est. Monthly Payment
(P&I, Taxes & Insurance)

$1,814.04
Loan Term

Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.

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