About Trey

Trey Howard is a Loan Officer with Lower Mortgage serving homebuyers throughout Ohio. With five years of experience in the mortgage industry and a background in military service, Trey is passionate about helping individuals and families navigate the home financing process with confidence. Trey grew up around the mortgage industry, learning from his mother, Eileen Howard, a mortgage loan officer who now serves as his branch manager at Lower Mortgage. His father’s service in the Army also helped shape his appreciation for dedication, service, and helping others. As an Army veteran himself, he brings a commitment to serving others into his work with clients and real estate professionals alike. Outside of work, Trey enjoys spending time with his wife and three children, playing golf, and staying active. He also loves building relationships with Realtors and helping them grow their businesses through strong partnerships and mortgage solutions that support their clients’ homeownership goals.