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Christian

Christian Ruiz

Loan Officer

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NMLS ID# 2860997

Contact
Monday: 9am – 5pm
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm

About Christian

Buying a home should be exciting, not confusing. Whether you are buying your first home, moving into your next one, or investing for the future, having someone who takes the time to listen, answer your questions, and guide you through the process can make all the difference. My name is Christian Ruiz, and I am a Mortgage Loan Officer with LOWER. I serve homebuyers and homeowners throughout South Carolina, with a strong focus on Greenville, Spartanburg, Anderson, Pickens, and Laurens counties, including Greenville, Simpsonville, Greer, Easley, Spartanburg, Anderson, and the surrounding communities. I have been in the real estate industry for more than 20 years, helping people through the process of buying homes in both the resale and new construction markets. Over the years, I have learned that buying a home is about much more than finding the right property. Having the right people around you, understanding your options, and knowing what to expect throughout the process are just as important. I am originally from Colombia, South America, and I have proudly called South Carolina home since 2000. During my years in real estate, I noticed that although we have many great loan officers in our area, there are not enough Spanish speaking mortgage professionals available to serve our growing Hispanic community. I saw an opportunity to use the experience and knowledge I have gained over the years to help more families understand the mortgage process and accomplish their homeownership goals. I am fluent in both English and Spanish, and one of the things that is most important to me is making sure my clients feel comfortable asking questions. You should understand what is happening throughout the process and feel confident about the decisions you are making. Whether you are a first time homebuyer, moving into your next home, self employed, a veteran, an investor, or simply trying to figure out if buying a home is possible for you, I would be happy to help. I also enjoy working closely with Realtors, builders, and everyone involved in the transaction to make the process as smooth as possible from application to closing. For me, this business is about people. Every client has a different story, different goals, and a different path to homeownership. My job is to listen, understand where you want to go, and help you find the best path to get there. My goal is simple: making homeownership simple and helping families build wealth through real estate. If you are thinking about buying a home anywhere in South Carolina, or you simply have questions and do not know where to start, I would love the opportunity to talk with you and help you take the next step. Proudly serving homebuyers throughout South Carolina, including Greenville County, Spartanburg County, Anderson County, Pickens County, Laurens County, and communities across the Upstate and the entire state of South Carolina. Se habla Español.

I am licensed in: SC

How much house
can I afford?

Fine-tune your payment based on interest, rates, term, and down payment.

Est. Monthly Payment
(P&I, Taxes & Insurance)

$1,814.04
Loan Term

Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.

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