Mid-Atlantic Team | Lower Mortgage
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Mid-Atlantic Team

Home Financing Solutions Across the Mid-Atlantic

Whether youre buying your first home, upgrading to your next, or exploring investment opportunities, our team in the Mid-Atlantic is here to help guide you every step of the way. With a focus on personalized service and a streamlined process, we work to make home financing more efficient, transparent, and aligned with your goals.

Mid-Atlantic Team

Address

3975 Fair Ridge Drive Suite 310N Fairfax, VA 22033

Phone

(202) 528-3476

Email

rdjohnson@lower.com

About Mid-Atlantic Team

Led by industry veteran Richard Johnson, our team brings decades of mortgage experience, helping clients navigate the home financing process with confidence and clarity. Weve supported thousands of homebuyers, from first-time buyers to experienced homeowners purchasing second homes or investment properties, by providing tailored solutions to fit a wide range of financial needs. Our approach is simple: put the borrower first. We take the time to understand your goals, explain your options clearly, and guide you through each step of the process. Whether you're buying, refinancing, or planning ahead, our team is committed to delivering a smooth, supportive experience from start to finish.

Mid-Atlantic Team

How can we help?

Buy a home

Get financing to buy the house you've always wanted.

Apply Now
Beautiful home interior of a recently refinanced home.

Refinance

Change your rate or your term. Let's figure out what's best for you.

Apply Now

Access Equity

Take cash out or get a HELOC to pay for whatever you need.

Apply Now
Find Your Ideal Payment

Mortgage Calculator

Your Estimated Monthly Payment
(Principal & Interest Only)

$1,814.04

Purchase Price
$
350,000
Down Payment
18
%
Interest Rate
6.5
%
Select Your Loan Term:
*Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Rates are principal and interest only and do not include taxes, insurance or homeowners dues. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.