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Premier Lending Team | Lower Mortgage
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Premier Lending Team

Your Local Mortgage Team in Arcadia, FL

A dedicated team of local mortgage professionals serving Arcadia and the surrounding communities. With strong knowledge of the DeSoto County and Southwest Florida housing market, we guide homebuyers and homeowners through every step of the mortgage process—from purchasing a home to refinancing and exploring home equity options.

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Premier Lending Team

Address

4 W. Oak Street Suite H Arcadia, FL 34266

Phone

(863) 990-8888

Email

mbrown@lower.com

About Premier Lending Team

Our Premier Lending Team includes experienced mortgage loan officers who bring local market knowledge and personalized service to borrowers throughout Arcadia, Florida and nearby communities. We work closely with each client to understand your financial goals, explain your loan options, and help you navigate the home financing process with confidence. Whether youre purchasing your first home, refinancing your existing mortgage, or exploring ways to access your homes equity, our team is here to provide clear guidance and responsive support.

Premier Lending Team

How can we help?

Buy a home

Get financing to buy the house you've always wanted.

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Beautiful home interior of a recently refinanced home.

Refinance

Change your rate or your term. Let's figure out what's best for you.

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Access Equity

Take cash out or get a HELOC to pay for whatever you need.

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What Others are Saying

Melanie and her team did an excellent job. I would especially like to mention Terrys professionalism. She helped me with the many questions I had from day one and made the entire process go smoothly. I would highly recommend them to anyone. -Juan N.

Jacqualine is the greatest Lender to be working with. She would always be on top of the things that you need and order for her to do your process and that's the thing I like about her. I would recommend her to people for first time buyers or other properties but overall she was amazing. -Jose M.

Melanie and her team made the process of buying a house for the first time a breeze. She promptly answered all of our questions and inquiries, gave us advice and direction like we were her own, and patiently waited on the county to approve documents to move forward. The overall experience felt safe and comfortable with no tricks or surprises. We weren't originally looking to purchase a home yet but life had other plans and Melanie and her team took over and handled everything for us, every step of the way. Would most definitely recommend her to anybody in any situation. They were quick, kind, fair, and honest and those are the type of people you need to work with when making a commitment of buying a home. A huge shoutout and thank you to Melanie and Terry! -Jason R.

Meet the Team

Melanie Brown

Branch Manager

NMLS ID# 325159

Jacqualine Wolcott

Loan Officer

NMLS ID# 1410572

Kristine Hutchison

Loan Originator

NMLS ID# 2464823

Karen Greenwood

Loan Originator

NMLS ID# 2264157

Find Your Ideal Payment

Mortgage Calculator

Your Estimated Monthly Payment
(Principal & Interest Only)

$1,814.04

Purchase Price
$
350,000
Down Payment
18
%
Interest Rate
6.5
%
Select Your Loan Term:
*Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Rates are principal and interest only and do not include taxes, insurance or homeowners dues. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.