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Team Hammond

Helping You Buy Or Build

At Hammond Mortgage Group, we are your neighbors in White County, Georgia, helping homebuyers, builders, and real estate partners across the Southeast navigate financing with clarity and confidence. We focus on both your short and long term goals, creating mortgage strategies that fit real life whether youre buying, building, refinancing, or planning for the future. We specialize in the following loan programs:

  • Conventional
  • FHA
  • One‑Time Construction Lending
  • Manufactured Homes
  • USDA
  • VA
  • Alternative Financing
  • Home Equity Solutions

Apply Now or contact us for a friendly, no obligation consultation. Lets find the right loan and the right strategy for your future.

Team Hammond

Address

25 Old Blairsville Road Unit A Cleveland, GA 30528

Phone

(706) 219-2500

Email

chammond@lower.com

About Team Hammond

Cindy leads Hammond Mortgage Group with a commitment to clarity, preparation, and results. She leads sales and the client experience, guiding clients across FHA, VA, USDA, conventional, jumbo, construction to permanent, manufactured housing, and reverse mortgage options. Behind every loan, Cindy provides the strategic foundation, bringing deep expertise, precision, and proactive oversight to ensure each file is thoughtfully structured and positioned for a smooth approval and closing. The team is built on accountability and clear communication, delivering confident closings without surprises.

Team Hammond

How can we help?

Buy a home

Get financing to buy the house you've always wanted.

Apply Now
Beautiful home interior of a recently refinanced home.

Refinance

Change your rate or your term. Let's figure out what's best for you.

Apply Now

Access Equity

Take cash out or get a HELOC to pay for whatever you need.

Apply Now

What Others are Saying

Always available to answer questions, very nice, kept us extremely informed the whole process. We moved from another state so doing a lot of it over the phone/digitally and it felt like we were in great hands the entire time.

Cindy was great to work with. We knew we were in good hands with them helping us through the process.

Cindy handled a full closing for my son and a refinance for me. The process was really streamlined and flowed so smoothly. They are great to work with and I highly recommend them!

Find Your Ideal Payment

Mortgage Calculator

Your Estimated Monthly Payment
(Principal & Interest Only)

$1,814.04

Purchase Price
$
350,000
Down Payment
18
%
Interest Rate
6.5
%
Select Your Loan Term:
*Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Rates are principal and interest only and do not include taxes, insurance or homeowners dues. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.
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