Top Cities for First-Time Buyers in 2026: Owning vs. Renting
Whether you're looking to buy, lower your rate, or use your equity, Lower has options for you.
Would a 50-Year Mortgage Be Affordable?
50-year mortgages would exchange a lower monthly payment for significantly more interest over the life of the loan.
Can You Use a 401(k) to Buy a House?
A proposal would let buyers use their 401(k) to buy a home, but whether or not that's a good idea depends on both the economy and your long-term situation.
Fed Holds Rates Steady. What Homebuyers Need to Know
The Fed's decision to hold rates steady is unlikely to directly affect mortgage rates, which move more with underlying economic factors.
Trump Wants to Buy $200 Billion in Mortgage Bonds. What Does that Mean for Rates?
Timing is everything with the proposal to buy mortgage-backed securities.
Could a Ban on Institutional Investors Make Homes More Affordable?
Exactly what a ban on institutional investors could mean depends heavily on the local market.